NVWM, LLC: Your trusted Lending Partner

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At NVWM, we can  issue a pre-approval letter within one hour.

The NVWM Down Payment Assistance program is designed to help homebuyers in Florida and Texas with their down payment and closing costs. This program makes homeownership more accessible, especially for first-time buyers.

A Conventional Loan from NVWM,LLC is a traditional mortgage that is not insured or guaranteed by the federal government. It typically offers competitive interest rates and flexible terms for qualified borrowers with good credit scores.

FHA Loans through NVWM are backed by the Federal Housing Administration and are designed to make homeownership more accessible. They offer lower down payments and more flexible credit requirements compared to conventional loans.

VA Loans from NVWM,LLC are available to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. These loans offer benefits such as no down payment, no private mortgage insurance (PMI), and competitive interest rates.

A Jumbo Loan from NVWM,LLC is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are ideal for purchasing high-value properties and typically require a higher credit score and larger down payment.

A Reverse Mortgage from NVWM,LLC allows homeowners aged 62 and older to convert part of their home equity into cash. This loan does not require monthly mortgage payments and is repaid when the borrower sells the home, moves out, or passes away.

A HELOC (Home Equity Line of Credit) from NVWM,LLC is a revolving line of credit secured by the equity in your home. It provides flexible access to funds for home improvements, debt consolidation, or other financial needs.

A DSCR (Debt Service Coverage Ratio) Loan from NVWM is designed for real estate investors. It qualifies borrowers based on the property's cash flow rather than personal income, making it easier for investors to finance rental properties.

A Bank Statement Loan from NVWM,LLC allows self-employed borrowers to qualify for a mortgage using bank statements instead of traditional income documentation. This loan is ideal for business owners and freelancers with non-traditional income sources.

NVWM,LLC offers a range of commercial lending products in Florida and Texas, including Senior Debt, Preferred Equity, and Hard Equity loans. These products are designed to meet the diverse financing needs of commercial real estate investors and developers.

Senior Debt from NVWM,LLC is a type of loan that holds the highest priority for repayment in the event of default. It is typically secured by the commercial property and offers lower interest rates, making it an attractive option for funding large-scale projects.

Preferred Equity from NVWM,LLC is a form of financing that sits between senior debt and common equity in the capital stack. It provides investors with priority returns over common equity holders and is a useful tool for enhancing leverage while managing risk.

Hard Equity loans from NVWM,LLC are short-term loans secured by real estate, often used by investors and developers who need quick access to capital. These loans are based on the value of the property rather than the borrower's creditworthiness.

NVWM,LLC offers tailored financing solutions for commercial real estate projects in Florida and Texas. Our experienced team works closely with you to understand your needs and provide the most suitable lending options, ensuring the success of your project.

NVWM, LLC provides conventional loans at competitive rates throughout the entire state of Florida. This includes major counties such as Miami-Dade, Broward, Palm Beach, Orange, Hillsborough, Pinellas, and many others. No matter where you are in Florida, NVWM can help you with your conventional loan needs. For a complete list of counties, please visit our website or contact us directly.

NVWM, LLC provides conventional loans and FHA loans at competitive rates throughout Miami-Dade County, covering the following cities: Aventura, Bal Harbour, Bay Harbor Islands, Biscayne Park, Coral Gables, Cutler Bay, Doral, El Portal, Florida City, Golden Beach, Hialeah, Hialeah Gardens, Homestead, Indian Creek, Key Biscayne, Medley, Miami, Miami Beach, Miami Gardens, Miami Lakes, Miami Shores, Miami Springs, North Bay Village, North Miami, North Miami Beach, Opa-locka, Palmetto Bay, Pinecrest, South Miami, Sunny Isles Beach, Surfside, Sweetwater, Virginia Gardens, and West Miami.